Strategy Library

Every advanced tax strategy,
in one library.

Plain language. Real strategies. Written by licensed professionals with 20+ years of experience.

Featured Strategies

S-Corp Election

Featured

Split income between salary and distributions to reduce self-employment tax.

$5K–$20K/yr8 minintermediate

Reduce Self-Employment Tax

Featured

5 legal strategies to cut the 15.3% SE tax bill: S-Corp, Solo 401(k), and more.

$5K–$25K/yr7 minintermediate

QBI Deduction (IRC §199A)

Featured

Deduct up to 20% of qualified business income — equivalent to cutting your rate.

$5K–$37K/yr8 minintermediate

Augusta Rule

Featured

Rent your home to your business for up to 14 days annually — tax-free income.

$5K–$14K/yr5 minintermediate

LLC vs S-Corp vs C-Corp

Featured

Entity structure tax comparison: SE tax, 21% C-Corp rate, QSBS, pass-through.

$5K–$50K+/yr9 minintermediate

Home Office Deduction

Featured

Simplified vs. actual expense method — which saves you more?

$1.5K–$6K/yr6 minbeginner

1031 Exchange

Featured

Defer capital gains indefinitely by rolling real estate profits into new property.

$10K–$500K/yr9 minadvanced

Real Estate Professional Status

Featured

Unlock unlimited rental losses against W-2 income — the 750-hour rule explained.

$20K–$100K+/yr8 minadvanced

Solo 401(k)

Featured

Contribute up to $70,000 in 2025 — more than SEP-IRA for most earners, with Roth.

$8K–$25K/yr7 minintermediate

Defined Benefit / Cash Balance Plan

Featured

Contribute $100K–$200K+ per year. The ultra-high earner retirement weapon.

$50K–$200K+/yr8 minadvanced

Capital Gains Tax Planning

Featured

Timing, loss harvesting, zero-rate bracket, QSBS §1202 $10M exclusion.

$5K–$500K+/yr8 minintermediate

Charitable Remainder Trust (CRT)

Featured

Bypass capital gains, get income for life, take a charitable deduction. IRC §664.

$50K–$500K+/yr8 minadvanced

QSBS: §1202 Gain Exclusion

Featured

Founders and investors: exclude up to $10M in capital gains. C-Corp, 5-year hold.

$1M–$3.7M+/yr7 minadvanced
50 strategies

S-Corp Election

Featured

Split income between salary and distributions to reduce self-employment tax.

$5K–$20K/yr8 minintermediate

Reduce Self-Employment Tax

Featured

5 legal strategies to cut the 15.3% SE tax bill: S-Corp, Solo 401(k), and more.

$5K–$25K/yr7 minintermediate

QBI Deduction (IRC §199A)

Featured

Deduct up to 20% of qualified business income — equivalent to cutting your rate.

$5K–$37K/yr8 minintermediate

Accountable Plan

Reimburse business expenses through your corporation, tax-free.

$2K–$10K/yr5 minbeginner

Augusta Rule

Featured

Rent your home to your business for up to 14 days annually — tax-free income.

$5K–$14K/yr5 minintermediate

Mileage & Vehicle Deduction

Standard rate ($0.70/mile 2025) vs. actual expenses — which method wins for you.

$2K–$15K/yr6 minbeginner

Bonus Depreciation

Deduct 100% of qualifying equipment costs in year one instead of over decades.

$5K–$100K/yr6 minintermediate

Business Succession Planning

Structure ownership transfer to minimize estate and capital gains taxes.

9 minadvanced

Hire Your Children

Pay your kids from your business — they pay little or no tax on the income.

$2K–$8K/yr5 minbeginner

NOL Carryforward

Use net operating losses from bad years to offset future profitable years.

6 minintermediate

Reasonable Compensation

Navigate the IRS salary requirement for S-Corp owners and minimize SE tax.

6 minintermediate

Vehicle Depreciation

Section 179 and bonus depreciation strategies for business vehicles.

$3K–$20K/yr6 minbeginner

S-Corp Election Timing

Form 2553 deadlines, late election relief under Rev. Proc. 2013-30, and LLC conversion.

$5K–$20K/yr6 minintermediate

Estimated Quarterly Taxes

Safe harbor rule, 2025 due dates, and how to avoid the IRC §6654 penalty.

$500–$3K/yr6 minbeginner

1099 Forms: NEC vs MISC vs K

1099-NEC for contractors, 1099-K threshold $600 in 2025, penalties for late filing.

7 minbeginner

Section 179 Expensing

Write off up to $2.5M in equipment immediately. How it differs from bonus depreciation.

$10K–$300K+/yr6 minintermediate

Business Travel Deduction

Away-from-tax-home rule, 100% flights/hotels, 50% meals, zero entertainment.

$3K–$20K/yr6 minbeginner

LLC vs S-Corp vs C-Corp

Featured

Entity structure tax comparison: SE tax, 21% C-Corp rate, QSBS, pass-through.

$5K–$50K+/yr9 minintermediate

Business Meals Deduction

50% deductible meals, zero for entertainment since TCJA 2018, §274(d) documentation.

$1K–$8K/yr5 minbeginner

Home Office Deduction

Featured

Simplified vs. actual expense method — which saves you more?

$1.5K–$6K/yr6 minbeginner

Charitable Deduction Strategies

Donor-advised funds, appreciated stock, and bunching to maximize deductions.

$2K–$30K/yr7 minintermediate

Child Tax Credit

Maximize the $2,000-per-child credit and the additional refundable portion.

5 minbeginner

Crypto Tax Strategy

Track cost basis, harvest losses, and navigate the wash-sale gap.

7 minintermediate

Earned Income Tax Credit

The most powerful refundable credit for working families — often unclaimed.

5 minbeginner

Estate Planning Basics

Trusts, step-up in basis, and gifting strategies to protect generational wealth.

8 minadvanced

Self-Employed Health Insurance

Deduct 100% of premiums above the line — including Medicare, spouse, dependents.

$3K–$15K/yr6 minbeginner

Health Insurance Deduction (S-Corp)

S-Corp owners: deduct premiums through payroll without FICA — exact protocol.

$2K–$8K/yr4 minintermediate

HRA Medical Reimbursement

Set up a Health Reimbursement Arrangement to cover medical costs tax-free.

$1K–$5K/yr5 minintermediate

1031 Exchange

Featured

Defer capital gains indefinitely by rolling real estate profits into new property.

$10K–$500K/yr9 minadvanced

Real Estate Professional Status

Featured

Unlock unlimited rental losses against W-2 income — the 750-hour rule explained.

$20K–$100K+/yr8 minadvanced

Passive Activity Rules (IRC §469)

$25K allowance, STR loophole, suspended losses released on sale. Escape routes.

$10K–$150K/yr8 minadvanced

Depreciation Recapture

25% §1250 rate on real estate, ordinary rates on §1245 personal property. How to defer.

7 minadvanced

Installment Sale (IRC §453)

Spread capital gains across multiple years. Gross profit ratio, recapture year-1 rule.

$10K–$100K+/yr7 minadvanced

Cost Segregation

Accelerate depreciation on real property components to front-load deductions.

$20K–$200K/yr10 minadvanced

Opportunity Zone

Defer and reduce capital gains by investing in designated Opportunity Zones.

7 minadvanced

Qualified Opportunity Fund

Structure your QOF investment to maximize capital gains deferral and exclusion.

8 minadvanced

Solo 401(k)

Featured

Contribute up to $70,000 in 2025 — more than SEP-IRA for most earners, with Roth.

$8K–$25K/yr7 minintermediate

SEP-IRA

Contribute up to $70,000 pre-tax as a self-employed professional.

$5K–$25K/yr5 minbeginner

2025–2026 Retirement Limits

401(k), IRA, SEP-IRA, Solo 401(k): every limit, every plan, how to stack them.

$5K–$30K+/yr7 minbeginner

Defined Benefit / Cash Balance Plan

Featured

Contribute $100K–$200K+ per year. The ultra-high earner retirement weapon.

$50K–$200K+/yr8 minadvanced

Backdoor Roth IRA

Contribute to Roth despite high income. Pro-rata rule, step transaction, mega backdoor.

$1K–$4K+/yr7 minintermediate

Capital Gains Tax Planning

Featured

Timing, loss harvesting, zero-rate bracket, QSBS §1202 $10M exclusion.

$5K–$500K+/yr8 minintermediate

Gift Tax Annual Exclusion

$19K per recipient in 2025, direct tuition payments unlimited, TCJA sunset risk.

$5K–$200K+/yr6 minintermediate

Charitable Remainder Trust (CRT)

Featured

Bypass capital gains, get income for life, take a charitable deduction. IRC §664.

$50K–$500K+/yr8 minadvanced

QSBS: §1202 Gain Exclusion

Featured

Founders and investors: exclude up to $10M in capital gains. C-Corp, 5-year hold.

$1M–$3.7M+/yr7 minadvanced

HSA: Triple Tax Advantage

Pre-tax in, tax-free growth, tax-free out. Best account for medical + retirement.

$1.3K–$4.5K+/yr6 minbeginner

Foreign Earned Income Exclusion

Exclude up to $130,000 of foreign income from US tax if living abroad.

$10K–$50K/yr8 minadvanced

Energy Efficiency Tax Credits

Federal credits for EVs, solar, heat pumps, and home efficiency upgrades.

$1K–$7.5K6 minbeginner

R&D Tax Credit

Claim the Section 41 credit for qualifying research and development activities.

$5K–$250K/yr7 minadvanced

Work Opportunity Tax Credit

Credit up to $9,600 per qualifying employee from targeted groups.

$1K–$9.6K/hire5 minintermediate
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Ask Genie about your specific situation.

Genie analyzes your actual numbers and identifies strategies specific to you.
Consult a licensed professional before implementing any strategy.